Tax Identity Theft Awareness Week (Jan. 29-Feb 2) is a perfect time for consumers just like you to learn what identity theft is and how to protect yourself. Any type of identity theft can disrupt your finances, credit history, and reputation, and take time, money, and patience to resolve.
Often, identity thieves will use a Social Security number, mother’s maiden name, date of birth, or account number to open fraudulent new credit card accounts, charge existing credit card accounts, write share drafts, open share accounts, or obtain new loans. But, do you know how to recognize and prevent from becoming a victim of tax identity theft?
Look at these steps to help you prevent Tax Identity Theft?
Get an Identity Protection PIN (IP PIN) from the IRS.
Check your mail and credit union account statements every month.
Monitor your credit reports on a regular basis.
Talk to your credit union about the identity theft resources they may offer.
Visit MyCreditUnion.gov for a wide range of informational articles.
If you think someone used your SSN for a tax refund or a job — or the IRS sends you a notice or letter indicating a problem — contact the IRS immediately. Specialists will work with you to get your tax return filed, get you any refund you are due, and protect your IRS account from identity thieves in the future.
To learn more about protecting yourself agains identity theft or view this complete article, visit MyCreditUnion.gov.