Kasasa Tunes®

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Tunes® account during each Monthly Qualification Cycle:

• • At least 1 direct deposit, ACH credit or debit, or bill pay transaction
  • At least 12 PIN-based or signature-based debit card purchases
  • Be enrolled in and have agreed to receive e-statements rather than paper statements
• Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
• “Monthly Qualification Cycle” means the current statement cycle.
• Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
• “Statement Cycle” means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Contact one of our branch service representatives for specific Statement Cycle dates.

• As a bonus to individuals who open and fund a new Kasasa Tunes® account, our credit union will refund up to an aggregate total of $20 (which includes any applicable taxes) for any iTunes®, Amazon.com® or Google Play™ purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened.
• This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes®, Amazon.com®, Google Play™ purchase threshold of $20 posts and settles to your account.
• Any portion of this bonus that is not used within the stated time period will be forfeited.
• No minimum balance is required to obtain this bonus. No minimum deposit is required to open the account.
• Limit one account per member and one account opening bonus per account per calendar year.
• If your Kasasa Tunes® account is closed within 3 months of account opening, we will deduct the account opening bonus at closing.

• When your Kasasa Tunes® account qualifications are met during a Monthly Qualification Cycle, you will receive up to an aggregate total of $10 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play™ purchases. In order to be refunded, iTunes®, Amazon.com®, Google Play™ purchases must be made with your Kasasa Tunes® debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends.
• When your Kasasa Tunes® account qualifications are not met, iTunes®, Amazon.com® and Google Play™ purchases are not refunded.
• iTunes®, Amazon.com® and Google Play™ purchase reimbursements will be credited to your Kasasa Tunes® account on the last day of the current statement cycle.
• Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.

• Membership restrictions may apply.
• Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
• No minimum deposit is required to open the account.
• Monthly Direct Deposit, ACH credit or debit, or Bill Pay transaction is a condition of this account.
• Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications.
• Limit of one Kasasa account per member.
• There are no recurring monthly maintenance charges or fees to open or close this account.
• This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
• Advertised information and rewards are based on all account qualifications being met during each cycle period.
• Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.