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Our HELOC Can Make It Happen

 

This program can meet your needs and provide for immediate accessibility of your home’s equity, when you need it. With an extended draw period, once your HELOC is opened, you can access your line whenever you need it for up to 10 years! You write checks directly from your HELOC checkbook as you need funds. See the Rates Page for today’s HELOC Rate.

  • No Application fees
  • No Closing Costs
  • No Annual Service Charge
  • No Teaser Rates
  • No Minimum balance requirements
  • Quick Closing!

Calculate Your Payment & Apply!

Easy & Convenient Ways to Apply:

APPLY ONLINE  ➤

Call Us: 860-886-0576
In person: at any convenient branch locations in Eastern CT

*HELOC (Home Equity Line Of Credit) 7.00% APR (Annual Percentage Rate) will be based on an 700 credit score or better, which will determine how your rate is related to the prime rate. The offset to the prime rate (“margin”) ranges from prime -.50% to prime +2.00%.  Floor Rate is 3.00%-4.00%.  This plan is a variable rate and features a 10 year draw period and 15 year repayment period if any balances are owed at the end of the draw period. Limited to 1-4 unit, owner occupied homes not listed for sale, residentially zoned properties located in Connecticut or Rhode Island with a maximum loan amount of $250,000, 90% max LTV.

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Skip-A-Pay

Skip-A-Pay

Skip the stress this season with Skip-A-Pay!
 
Skip up to three* of your scheduled November, December, or January CorePlus loan payments.
Whether you’re planning for holiday shopping, paying outstanding bills, or taking a vacation, use the cash your way with CPCU’s Skip-A-Pay!

*This offer is non-transferrable. There is a processing fee of $30.00 for each skipped payment. Member must be in good standing. Cannot be used to resolve any past due status. Processing fee and signature required. Loan term is extended one month for each skipped payment and interest continues to accrue. Skipping payments on vehicle loans may affect your GAP coverage, consult your contract. Mortgage Loans, Home Equity Line of Credit, Home Equity Loans, VISA®, Rapid Cash, Smart E Loan, SurePay, and Money Line of Credit are excluded.

How to Participate in Skip-A-Pay

If you have not received a postcard in the mail, please click the button above to download the Skip-A-Pay postcard. Once filled out, mail the postcard to:

CorePlus Credit Union
202 Salem Turnpike
Norwich, CT 06360

Select the CorePlus loan you want to skip and email us at [email protected] for access to our secure e-mail return service.

Please do not email any confidential information without contacting CorePlus Credit Union first. Our Loan Servicing Department will initiate a secure e-mail return service to assist you.

Our representatives are ready to assist you. Call us today at 860-886-0576 or stop into any of our convenient locations!

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Be Mortgage-Free Sooner With Our Rapid Refi!

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SAVE EVEN MORE with a New Lower Rate! 

Low Cost Short Term Refinance

Fixed Rate 4.50%
(4.541% APR* up to 96 month term)

Pay off an existing mortgage faster with our Rapid Refi Mortgage program, with lower fixed rates and accelerated terms saving you thousands of dollars. Be mortgage-free sooner! 

Calculate Your Payment & Apply!

Easy & Convenient Ways to Apply:

APPLY ONLINE  ➤  

Our mortgage specials are waiting to help you
with any questions and help you through the application process. 

Call Us: 860-886-0576 ext 3030
In person: at any convenient branch locations in Eastern CT

*Annual Percentage Rate listed requires a minimum credit score of 800, maximum 80% LTV, and loan purpose for refinance and/or home improvements. Limited to 1-4 unit, owner occupied homes not listed for sale, residentially zoned properties located in Connecticut or Rhode Island with a maximum loan amount of $300,000 and 80% maximum LTV. $450 Application fee waived, limited time offer, current CPCU loans not eligible, this offer can be withdrawn at any time without prior notice.

NCUA Equal Housing Lender

NMLS# 404962
 
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Smart-E Loan: Flexible financing for home energy improvement

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Get Flexible Financing with a Smart-E Loan

A Smart-E Loan offers no money down, low-interest financing to help you improve the comfort of your home – and save money! Choose from over 40 home improvement projects that reduce energy use and costs. Maximize your savings by bundling two or more qualifying upgrades.

• Rates as low as 4.49%* (ask us for details)

• No Money Down / Flexible Terms

Download the Brochure

Energy Efficient Upgrades that qualify, 40 in all:

heat pumpHeat Pump Reduce energy costs while heating and cooling your home.

 

 

Solasolar pvcr PV Enjoy electricity savings straight from the sun! Increasingly affordable costs plus state and federal incentives make it the perfect time to go solar.

 

heating coolingHeating and Cooling Save money and be more comfortable by upgrading to high efficiency heating and cooling equipment.

 

 

oil to gasOil-to-Gas Conversions With low natural gas prices, there has never been a better time to switch from oil to gas for your boiler or furnace.

 

 

Insulatinsulationion Insulating your home and sealing air leaks are the simplest and most cost-effective ways to save on heating and cooling costs.

 

 

geothermalGeothermal The Earth’s energy helps heat and cool your home – and save! – when you switch to a geothermal system.

 

 

windowsWindows Save money on heating and cooling costs by installing energy-saving low U-Factor windows.

 

 

Whether you’re looking to improve the comfort of your home, lower energy costs, or increase your home’s value, a Smart-E Loan makes it easy.  

Download the Brochure!

Call CorePlus at 860-886-0576
to get started today.

NCUA Equal Housing Lenderpartners

PLEASE READ CAREFULLY
BEFORE YOU APPLY.

In order to process your application, you must answer the question below. Questions answered dishonestly will result in your application being denied.

 

 

 

Are you a current member of CorePlus Credit Union or do you live, work, or worship in New London County, Connecticut or Windham County, Connecticut?