Home Equity Lines of Credit

Our Home Equity Lines of Credit (HELOC) provides immediate cash for major purchases or expenses. You write checks directly from your HELOC checkbook as you need funds.

We have two HELOC programs to meet your needs that provide for immediate accessibility of your home’s equity, when you need it. With an extended draw period, once your HELOC is opened, you can access your line whenever your need it for up to 10 years! See the Rates Page for today’s HELOC Rate.

P&I HELOC | allows for 15 year repayment calculation during your draw period

  • Variable rates as low as Prime – .50%
  • LTV’s up to 90* (680 or higher credit score required)
  • Loan amounts up to $200,000.00

Interest Only HELOC | allows for interest only payment during the draw period

  • Variable rates as low as Prime
  • LTV’s up to 80%
  • Loan amounts up to $150,000.00