This program can meet your needs and provide for immediate accessibility of your home’s equity, when you need it. With an extended draw period, once your HELOC is opened, you can access your line whenever your need it for up to 10 years! You write checks directly from your HELOC checkbook as you need funds. See the Rates Page for today’s HELOC Rate.
- No Application fees
- No Closing Costs
- No Annual Service Charge
- No Teaser Rates
- No Minimum balance requirements
- Quick Closing!
Calculate Your Payment & Apply!
Easy & Convenient Ways to Apply:
Call Us: 860-886-0576
In person: at any convenient branch locations in Eastern CT
*HELOC (Home Equity Line Of Credit) 4.00% APR (Annual Percentage Rate) will be based on an 800 credit score or better, which will determine how your rate is related to the prime rate. The offset to the prime rate (“margin”) ranges from prime -.51% to prime +1.00%. Floor Rate is 4.00%-5.00%. This plan is a variable rate and features a 10 year draw period and 15 year repayment period if any balances are owed at the end of the draw period. Limited to 1-4 unit, owner occupied homes not listed for sale, residentially zoned properties located in Connecticut or Rhode Island with a maximum loan amount of $200,000, 90% max LTV.