Ways to Earn & Redeem Points

It’s easy to increase your PerksPLUS*

Each month your PerksPLUS* range is determined by the number and type of products and services you used during the previous month. This means, you can raise your monthly level simply by using your CorePlus Debit or Credit Card, saving, borrowing, using self service features, or referring family and friends to us during the month.

It’s easy to track your Points!

Watch your monthly statement or log into online banking – It’s Me 24/7 to see the total number of PerksPLUS* points you earned during the calendar month.

Save

Perks* Services Used
+75 Share Draft Checking
+75Special Savings
+50IRA
+50Money Market
+50 Share Certificates
+25Total Savings Balance up to $99
+50Total Savings Balance from $100 to +$5,000
+75Total Savings Balance from $5,001 or Greater
-250Negative Savings Balance

*All perk points earned are based on services used during prior month. Any negative or delinquent account affects point earnings.
**Zap = Zero All Points- Any Written Off Balance Clears All Points.
Certain products not included in PerksPlus points

Borrow

Perks* Services Used
+75 Fixed Home Equity Loan
+50All Other Loans
+10Total Loan Balance up to $999
+25Total Loan Balance from $1,000 to $5,000
+50 Total Loan Balance from $5,001 to $10,000
+75Total Loan Balance from $10,001 or Greater
-300Any Delinquent Balance >31 Days

*All perk points earned are based on services used during prior month. Any negative or delinquent account affects point earnings.
**Zap = Zero All Points- Any Written Off Balance Clears All Points.
Certain products not included in PerksPlus points

Take Care Of Business

Perks* Services Used
+100CorePlus MasterCard® Debit Card
+100CorePlus VISA® Credit Card
+100CU*TALK
+100It's Me 24/7 Online Banking
+50 E-Statements
+50Enrollment and Usage of Bill Payment Service
+100Payroll Deposits of at least $500/mo
+100Automatic Electronic Deposits of at least $500/mo
+25Automatic Transfers
+50Automatic Loan Payment Transfers

*All perk points earned are based on services used during prior month. Any negative or delinquent account affects point earnings.
**Zap = Zero All Points- Any Written Off Balance Clears All Points.
Certain products not included in PerksPlus points

One Time Bonus Points

Perks* Receive One Time Bonus
+3,500 New Member with 3 New Services**
+5,000 New Mortgage up to $99,999
+10,000 New Mortgage over $100,000
+2,500 Pay off your competitor auto loan
+2,500 Pay off competitor credit card with CorePlus VISA*
+500 Refer a New Member

* Minimum $5,000 balance transfer
**Eligible Services: checking, debit card, e-statements, enrollment in It’s Me 24/7, direct deposit, money market, VISA®, line of credit

Redeem Points For Services

Points to RedeemService | Fee
1,000 Per $25 IncrementCoin machine processing fee waived per $25.00 processed or portion thereof. The Excess Volume fee may not be waived by using Perks Points.
5,000.25% Unsecured Loan Discount *
3,000 - $10,000.10% Discount on Auto, Boat, RV & Motorcycle Loans up to 60 months
5,000 - $10,000.10% Discount on Auto, Boat, RV & Motorcycle Loans, 61-84 months
3,000 - $9,9990.05% - 0.15% Bonus on Certificates from 24-60 Months. Bonus steps up in $3,000 increments. Max adjustment is 0.15%
$10,000 - $100,0000.05% - 0.10% Bonus on Certificates from 1-18 Months. Bonus steps up in $10,000 increments. Max adjustment is 0.10%
$10,000 - $100,0000.05% - 0.25% Bonus on Certificates 24 Months or longer. Bonus steps up in $10,000 increments. Max adjustment is 0.25%
6,000First Mortgage -Application Fee Waived (Must be existing points)
25,000$750 Closing Cost Discount First Mortgage
1,000Cashier's Check Fee (per transaction, limit 4 per month)
1,000Money Order (per transaction, limit 4 per month)
200Travelers Checks (per $100)
2,000Phone Transfer (per item)
800Temporary Checks (per sheet of 4, limit 1 per month)
5,000Signature Medallion Guarantee

* Excludes VISA®,Money Line of Credit and SurePay
** Reduced or waived fees for the prior statement month only.