CorePlus Credit Union

You’ll love our
low low rates!

Rates

Compare the features of a CorePlus account to any other financial institution. We won’t confuse or mislead you with “fine print.”

TYPEANNUAL PERCENTAGE YIELD (APY)MINIMUM OPENING DEPOSIT
Share Savings Account0.05%$5.00
Share Club Account0.05%$5.00
Health Savings0.25%$5.00
Money Market: Tier 10.10%$2,000
Money Market: Tier 20.15%$25,000
Money Market: Tier 30.20%$50,000
Premier Checking Plateau 10.05%$0.00 – $10,000
Premier Checking Plateau 20.10%$10,001 – $50,000
Premier Checking Plateau 30.20%$50,001 >
TERMSANNUAL PERCENTAGE YIELD (APY)MINIMUM REQUIRED BALANCE
IRA Accumulator0.05%$50.00
30 Day0.05%$10,000.00
3 Month0.10%$1,000.00
6 Month0.20%$500.00
1 Year0.25%$500.00
18 Month0.35%$500.00
2 Year0.50%$500.00
3 Year0.75%$500.00
4 Year.80%$500.00
5 Year1.00%$1,000.00

Loan Product Rates

SUB ACCOUNT DESCRIPTIONANNUAL PERCENTAGE RATE (APR)MAXIMUM TERM
Mobility Adapted Vehicles5.39% – 13.70%120 months
Classic Vehicles5.99% – 11.30%120 months
Car, Truck or SUV Competition Payoff Rates3.34% – 13.99%1-47 months
Car, Truck or SUV Competition Payoff Rates3.49% – 14.09%48-60 months
Car, Truck or SUV Competition Payoff Rates3.64% – 14.19%61-72 months
Car, Truck or SUV Competition Payoff Rates3.74% – 10.25%73-75 months
Car, Truck or SUV Competition Payoff Rates3.99% – 11.05%76-84 months
RV, Motor Home, Boat, Camper5.74% – 16.65%1-60 months
RV, Motor Home, Boat, Camper6.69% – 10.95%61-144 months
Motorcycle5.25% – 17.65%84 months
Other Collateral (ATV, Sea/Ski Doo)7.15% – 12.65%120 months
Rate (as low as)Annual Percentage Rate (APR)Term (months)
2.75%2.810%96 months
3.15%3.196%132 months
3.25%3.279%180 months
3.50%3.523%240 months
Loan (Sub-account) TypesRate (as low as)Annual Percentage Rate (APR)Maximum Term
(months)
Fixed Rate Home Equity 3.15% 3.15% 60
Fixed Rate Home Equity3.99% 3.99%120
Fixed Rate Home Equity4.50% 4.50%180
Fixed Rate Home Equity5.99% 5.99%240
HELOC (Principal & Interest) 4.00%4.00% 300
HELOC (Interest Only) 4.25%.
4.25%. 300
Land Loans7.750% – 10.50%8.399% – 10.780%60-180
SUB ACCOUNT DESCRIPTIONANNUAL PERCENTAGE RATE (APR)MAXIMUM TERM
Rapid Cash Short Term Loan28.00%6 months
Smart-E/CT Green Bank Loans4.49% – 6.99%60-144 months
Professional and Certification Education
(Includes A.P.E.S and AB (CDL) Training)
6.75% – 12.75%60 months
Personal Loans7.25% – 18.00%1-120 months
Credit Builder6.50%24 months
Signature Remodeler Loan6.50% – 8.00%60-120 months
“MoneyLine” of Credit9.00% – 15.00%36 months
Debt Consolidation Loan8.75% – 18.00%84 months
Visa CardsSee a CPCU representative for detailsPer Agreement
Share Secured Advance7.99%120 months
Share Certificate Secured AdvanceCertificate Rate + 3.00%Term of Certificate
TERMSANNUAL PERCENTAGE RATE (APR)
5 Year4.49%
7 Year4.99%
10 Year5.99%
12 Year6.99%

Full Loan Disclosure PDFs
Home Equity | Auto | Personal


Certain conditions and restrictions may apply.

See full Rate disclosures, click on the appropriate links.

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PLEASE READ CAREFULLY
BEFORE YOU APPLY.

In order to process your application, you must answer the question below. Questions answered dishonestly will result in your application being denied.

 

 

 

Are you a current member of CorePlus Credit Union or do you live, work, or worship in New London County, Connecticut or Windham County, Connecticut?