CorePlus Credit Union

Coronavirus (COVID-19) Update:  All CPCU branch lobbies are closed. Our drive-up services are open for extended hours.  Click here for details

Coronavirus (COVID-19) Update for Credit Card Holders: FIS, our Credit Card servicer, currently has less staff available to assist with your call. Please expect longer than normal wait times when calling in.  Thank you for your patience.

Smart Banking. Community Trusted.

You’ll love our
low low rates!

Rates

Compare the features of a CorePlus account to any other financial institution. We won’t confuse or mislead you with “fine print.”

TYPEANNUAL PERCENTAGE YIELD (APY)MINIMUM OPENING DEPOSIT
Share Savings Account0.05%$5.00
Share Club Account0.05%$5.00
Health Savings0.25%$5.00
Money Market: Tier 10.10%$2,000
Money Market: Tier 20.15%$25,000
Money Market: Tier 30.20%$50,000
Premier Checking Plateau 10.05%$0.00 – $10,000
Premier Checking Plateau 20.10%$10,001 – $50,000
Premier Checking Plateau 30.20%$50,001 >
TERMSANNUAL PERCENTAGE YIELD (APY)MINIMUM REQUIRED BALANCE
IRA Accumulator0.05%$50.00
30 Day0.05%$10,000.00
3 Month0.15%$1,000.00
6 Month0.30%$500.00
1 Year0.35%$500.00
18 Month0.50%$500.00
2 Year0.75%$500.00
3 Year0.85%$500.00
3 year Visa Scorecard 2.50%$10,000.00
4 Year1.00%$500.00
5 Year1.10%$1,000.00

Loan Product Rates

SUB ACCOUNT DESCRIPTIONANNUAL PERCENTAGE RATE (APR)MAXIMUM TERM
Mobility Adapted Vehicles5.39% – 13.70%120 months
Classic Vehicles5.99% – 11.30%120 months
Car, Truck or SUV Competition Payoff Rates3.34% – 13.99%1-47 months
Car, Truck or SUV Competition Payoff Rates3.49% – 14.09%48-60 months
Car, Truck or SUV Competition Payoff Rates3.64% – 14.19%61-72 months
Car, Truck or SUV Competition Payoff Rates3.74% – 10.25%73-75 months
Car, Truck or SUV Competition Payoff Rates3.99% – 11.05%76-84 months
RV, Motor Home, Boat, Camper5.74% – 16.65%1-60 months
RV, Motor Home, Boat, Camper6.69% – 10.95%61-144 months
Motorcycle5.25% – 17.65%84 months
Other Collateral (ATV, Sea/Ski Doo)7.15% – 12.65%120 months
Rate (as low as)Annual Percentage Rate (APR)Term (months)
2.75%2.810%96 months
3.15%3.196%132 months
3.25%3.279%180 months
3.50%3.523%240 months
Loan (Sub-account) TypesRate (as low as)Annual Percentage Rate (APR)Maximum Term
(months)
Fixed Rate Home Equity 3.15% 3.15% 60
Fixed Rate Home Equity3.99% 3.99%120
Fixed Rate Home Equity4.50% 4.50%180
Fixed Rate Home Equity5.99% 5.99%240
HELOC (Principal & Interest) 4.00%4.00% 300
HELOC (Interest Only) 4.25%.
4.25%. 300
Land Loans7.750% – 10.50%8.399% – 10.780%60-180
SUB ACCOUNT DESCRIPTIONANNUAL PERCENTAGE RATE (APR)MAXIMUM TERM
Rapid Cash Short Term Loan28.00%6 months
Smart-E/CT Green Bank Loans4.49% – 6.99%60-144 months
Professional and Certification Education
(Includes A.P.E.S and AB (CDL) Training)
6.75% – 12.75%60 months
Personal Loans7.25% – 18.00%1-120 months
Credit Builder6.50%24 months
Signature Remodeler Loan6.50% – 8.00%60-120 months
“MoneyLine” of Credit9.00% – 15.00%36 months
Debt Consolidation Loan8.75% – 18.00%84 months
Visa CardsSee a CPCU representative for detailsPer Agreement
Share Secured Advance7.99%120 months
Share Certificate Secured AdvanceCertificate Rate + 3.00%Term of Certificate
TERMSANNUAL PERCENTAGE RATE (APR)
5 Year4.49%
7 Year4.99%
10 Year5.99%
12 Year6.99%

Full Loan Disclosure PDFs
Home Equity | Auto | Personal


Certain conditions and restrictions may apply.

See full Rate disclosures, click on the appropriate links.

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Before You Apply!

If you are not currently a member you must live, work or worship 
in New London County or Windham County to be considered for this loan request.