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Enjoy the benefits of a CPCU Basic Checking Account perks to provide peace of mind.

Say Goodbye to Overdraft Fees with a CorePlus Basic Checking Account

Enjoy overdraft protection with low fees from CorePlus Credit Union!

What is a Basic Checking Account?

CorePlus Credit Union’s Basic Checking account is the perfect way to get a basic, no-frills checking account with limited fees. With no minimum balance, free online banking, and free e-statements, it’s easy to keep your money safe and accessible.

The Basic Checking account from CorePlus Credit Union is the perfect choice for people who want a basic checking account with overdraft protections. With a set $10 monthly service fee, you won’t have to pay for insufficient funds or overdraft fees.

With the Basic Checking account, you’ll get:

  • No minimum balance
  • Free online banking
  • Free e-statements
  • No fees charged for insufficient funds or overdrafts


With our Online Banking service, you can securely access your account online, anytime, anywhere. And, to help you stay eco-friendly and organized, we offer E-Statements, ensuring you have easy access to your financial records.

Sending Money with Zelle

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.

You can send money to friends, family and others you trust. Since money is sent directly from your bank account to another person’s bank account within minutes, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number.

Basic Checking – Not Eligible for JMFA Extended Coverage

JMFA coverage is a type of debit card fraud protection that is offered by some financial institutions. It provides additional protection against unauthorized debit card transactions, such as those that occur if your card is lost or stolen.

If you are considering opening a Basic Checking account at CorePlus Credit Union, you should be aware that it is not eligible for JMFA coverage. This means that you may be liable for up to $50 in fraudulent charges if your debit card is lost or stolen.

If you are concerned about debit card fraud, you may want to consider opening a different checking account that offers JMFA coverage.

Open a PerksPlus Free Checking Account in three easy steps.

Apply online

Enter your personal information on our secure website to get started.

Transfer funds

Easily eTransfer funds to set the opening deposit for your account.

Enjoy an increased balance

After your designated length of time to mature, your share certificate will be ready to withdraw or reinvest.

Basic Checking

  • No fees charged for insufficient funds or overdrafts
  • No Minimum Balance Required
  • Free online banking
  • Free e-Statements online
  • Free Mastercard Debit Card
  • iBanking and iMobile access

Simple Checking

  • No Minimum Balance Required
  • No Direct Deposit Required
  • Mastercard Debit Card
  • e-Statements online
  • Send money with Zelle

All CorePlus Checking Accounts Include:

  • Monthly statements (sign up for e-statements!)
  • CPCU iBanking and the iMobile app for Android or Apple
  • FREE Bill Pay
  • Ability to view cleared checks online
  • All funds insured up to $250,000 by NCUA
  • Access to over 5,000 branches in the Co-op Shared Branch Network

Reorder Checks

CorePlus recommends our members reorder checks online with Harland Clarke with

When ordering checks online through Harland Clarke, our members enjoy the following benefits:

  • The same style and design as your previous order.
  • Option to enter your next sequential check number on your reorder form.
  • Will have the exact name, address and other information as your previous checks.

Kasasa Cash Checking

Kasasa Cash Checking

Earn Cash Back and Refunds on ATM Withdrawals with Kasasa Cash

Discover Kasasa Cash Checking
Kasasa Saver A webpage showing information about Kasasa savings accounts.

Kasasa Saver

Kasasa Saver is a free savings account that builds your savings effortlessly.

Kasasa Saver Benefits
Credit Cards from CorePlus

Credit Cards from CorePlus

Find the best credit card for your rewards goals. Competitive interest rates.

Credit Card Options