Unleash Your Home’s Potential
At CorePlus Credit Union, we believe that every home has the potential for greatness. Our Home Improvement Loans empower you to enhance your living space, whether it’s upgrading your windows, siding, roof, flooring, landscaping, or any other home improvement project you have in mind.
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Home Improvement Loans are designed exclusively for home improvements, allowing you to give your space a fresh, modern look. Regardless of your home’s current equity position, we’re here to support your vision.
Enjoy reduced rates compared to our Signature Loan, making your home improvement project more affordable. At CorePlus, we believe in providing value to our members, helping you save while you invest in your home.
If you’ve owned your home for at least 18 months, it’s not listed for sale, you’ve maintained a good mortgage payment history, and your property taxes are current, Home Improvement Loans could be your best solution.
Whether your project is big or small, we have you covered with loan amounts tailored to your specific needs.
Enjoy the flexibility of extended terms, allowing you to manage your repayments comfortably.
We understand that timing is crucial for your home improvement plans. With CorePlus, access to funds is provided quickly so you can kickstart your project sooner.
| Loan (Sub Account) Type | Term (Months) | Annual Percentage Rate (APR) As Low As¹,² | Max Loan Amount |
|---|---|---|---|
| Personal Loan | Up to 12 | 9.49% | $25,000 |
| Up to 24 | 9.74% | ||
| Up to 36 | 9.99% | ||
| Up to 48 | 10.24% | ||
| Up to 60 | 10.49% | ||
| Up to 72 | 10.74% | ||
| Home Improvement Loan | Up to 60 | 7.99% | $50,000 |
| Up to 84 | 8.49% | ||
| Up to 120 | 8.99% | ||
| Up to 144 | 9.49% | ||
| Up to 180 | 9.99% | ||
| Up to 60 | 6.99% | $50,000 | |
| Up to 84 | 6.99% | ||
| Up to 120 | 6.99% | ||
| Up to 144 | 7.49% | ||
| Up to 180 | 7.99% | ||
| Credit Builder Loan | Up to 12 | 7.99% | $5,000 |
| Up to 24 | 8.49% | ||
| Up to 36 | 8.99% | ||
| Money Line of Credit | Open End | 9.49% | $15,000 |
| Rapid Cash Short Term Loan | Up to 12 | 28.00% | $2,000 |
| Mashantucket Pequot Tribal Nation Loan | Up to 12 | 17.95% | $2,500 |
| Share Secured Loan | Up to 84 | 7.00% | 100% of Shares |
| Certificate Secured Loan | Term of Certificate | Certificate Rate + 3.00% | 100% of Certificate |
¹ANNUAL PERCENTAGE RATE (APR). Your Annual Percentage Rate (APR) may differ based on credit history, credit worthiness, collateral year, term of loan, loan to value (LTV), and fees that may constitute finance charges. Not all applicants will qualify for the lowest rate. Share and Share Certificate secured loans and other flat rate loans are not subject to managed risk pricing. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure. Rates are subject to change without notice. Payment Example: For a loan amount of $5,000.00 with an Annual Percentage Rate (APR) of 9.49% over a term of 12 months, the monthly payment would be $438.24.
²PERSONAL LOAN Applicants consolidating debt will need to add 1.00% onto the personal loan base rate, not to exceed 17.99%.
Apply for a Home Improvement Loan Today!
Your dream home is just a step away. Apply for a Home Improvement Loan from CorePlus Credit Union, and let us be your partner in transforming your home into a masterpiece.
At CorePlus Credit Union, we’re not just about loans; we’re about turning your vision into a reality. Apply today and let the remodeling journey begin!
