Smart Banking. Community Trusted.

CPCU Personal Loans

CorePlus Credit Union is a specialized consumer lender, with diverse product offerings, low fixed rates and flexible terms; we have the solutions for your personal financial needs.

If you are not currently a member you must live, work, or worship in Windham or New London Counties in order to be considered for the loan options below.

Signature Loans

Signature loans can be used for any of your personal lending needs, including education, vacation or any of your other financial needs.

  • Loan amounts up to $25,000
  • Terms up to 120 months
  • Funds available same day

Signature Remodeler

Signature Remodeler loans can be used for home improvements on your home, regardless of your home’s present equity position. Rates are reduced on this product as compared to our Signature Loan. If you’ve owned your home for at least 3 years, it is not currently listed for sale, you have not been over 30 days late on your mortgage and your property taxes are current, this could be your best solution! Most commonly used for windows, siding, roof, flooring, landscaping etc.

  • Loan amounts up to $50,000
  • Terms up to 144 months
  • Funds available same day

Credit Builder

Credit Builder loans are an excellent way to build credit or repair tarnished credit. In addition to building and improving credit, it also is an excellent way to learn how to manage monthly payments and build savings for the future.

  • Loan amounts up to $5,000
  • Terms up to 36 months
  • No credit score requirement
  • $20 processing fee

Half of the loan balance will be secured in a share account and will not be available to the borrower until the end of the term (the date that the loan would be completely paid). At the end of the term, the loan proceeds will be fully released to the borrower.

MLOC (“MoneyLine” of Credit)

MLOC accounts establish an open ended borrowing limit that you can use whenever you need. With convenient 24-7 access to your MLOC, there is no need to apply for a new loan every time a need arises.

  • Limits up to $15,000
  • Funds available on demand
  • Payments only required when line is accessed

Debt Consolidation Loan

Debt Consolidation Loans can be used to get ahead of your debt. Consolidate those high interest rate credit card balances into a fixed rate and low monthly payment.

  • Loan amounts up to $20,000
  • Terms up to 120 months
  • Funds available same day

Smart-E Loans

Smart-E Loans can be used for over 40 home energy improvements, from insulation and energy efficient windows to heat pumps and solar panels, to resiliency related projects like battery storage. You can finance almost any energy improvement that cuts your home’s energy costs or produces clean energy on your property.

  • Easy to apply
  • No money down
  • Low interest financing

Personal loans
for any situation.


In order to process your application, you must answer the question below. Questions answered dishonestly will result in your application being denied.




Are you a current member of CorePlus Credit Union or do you live, work, or worship in New London County, Connecticut or Windham County, Connecticut?