You’ll love our high deposit rates!
Compare the features of a CorePlus account to any other financial institution. We won’t confuse or mislead you with “fine print.”
| TERMS | ANNUAL PERCENTAGE YIELD (APY)* | MINIMUM REQUIRED DEPOSIT |
|---|---|---|
| 3 Month | 0.15% | $1,000.00 |
| 5 Month | 4.75% | $500.00 |
| 6 Month | 0.50% | $500.00 |
| 1 Year | 1.00% | $500.00 |
| 2 Year | 0.70% | $500.00 |
| 3 Year | 2.00% | $500.00 |
| 4 Year | 0.90% | $500.00 |
| 5 Year | 1.00% | $1,000.00 |
| IRA* Accumulator | 0.05% | $50.00 |
* Annual Percentage Yield (APY)
BOLD: Special rate, eligible for .25% increase with Kasasa checking account
| ACCOUNT TYPE | ANNUAL PERCENTAGE YIELD (APY) | MINIMUM REQUIRED BALANCE |
|---|---|---|
| Share Savings | 0.05% | N/A |
| Share Club | 0.05% | N/A |
| Health Savings | 0.25% | N/A |
| Kasasa Saver ®: Qualified, Below Cap | 4.00% | N/A |
| Kasasa Saver®: Qualified, Over Cap | 2.00% | $50,000 |
| Kasasa Saver®: Non-Qualified | 0.05% | N/A |
| Kasasa Cash®: Qualified, Below Cap | 4.00% | N/A |
| Kasasa Cash®: Qualified, Below Cap | 0.40% | $10,000 |
| Kasasa Cash®: Qualified, Below Cap | 0.05% | N/A |
| Nonprofit Money Market: Tier 1 | 0.30% | N/A |
| Nonprofit Money Market: Tier 2 | 3.00% | $10,000 |
| Nonprofit Money Market: Tier 3 | 3.50% | $100,000 |
| Money Market: Tier 1 | 0.10% | $2,000 |
| Money Market: Tier 2 | 0.15% | $25,000 |
| Money Market: Tier 3 | 0.20% | $50,000 |
| Premier Checking: Tier 1 | 0.05% | $0.00 – $10,000 |
| Premier Checking: Tier 2 | 0.05% – 0.10% | $10,001 – $50,000 |
| Premier Checking: Tier 3 | 0.17% – 0.20% | $50,001 > |
| IOLTA Checking | 0.75% | N/A |
| Check24 | 3.00% | N/A |
| Loan (Sub Account) Type | Model Year | Term (Months) | Annual Percentage Rate (APR) As Low As¹ |
|---|---|---|---|
| Auto Loan | 2021 & Newer | Up to 66 | 6.74% |
| 2019 – 2020 | Up to 66 | 7.24% | |
| 2017 – 2018 | Up to 66 | 7.99% | |
| 2016 & Older | Up to 66 | 8.49% | |
| Motorcycle & Power Sports | 2021 & Newer | Up to 66 | 7.49% |
| 2019 – 2020 | Up to 66 | 7.74% | |
| 2017 – 2018 | Up to 66 | 8.24% | |
| 2016 & Older | Up to 66 | 10.24% | |
| RV, Trailer, & Boat | 2021 & Newer | Up to 84 | 7.99% |
| 2019 – 2020 | Up to 84 | 8.49% | |
| 2017 – 2018 | Up to 84 | 9.49% | |
| 2016 & Older | Up to 84 | 10.99% |
¹ANNUAL PERCENTAGE RATE (APR):Your Annual Percentage Rate (APR) may differ based on credit history, credit worthiness, collateral year, term of loan, loan to value (LTV), and fees that may constitute finance charges. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure. Rates are subject to change without notice.
| Loan Program |
|---|
| 10 Year Fixed Conventional FNMA |
| 15 Year Fixed Conventional FNMA |
| 20 Year Fixed Conventional FNMA |
| 30 Year Fixed Conventional FNMA |
| 30 Year Fixed Conventional HomeReady FNMA |
| 30 Year Rural Development |
| CorePlus 30 YR Construction to Perm |
| Rate (as low as) | Annual Percentage Rate (APR) | Term (months) |
|---|---|---|
| 6.00% | 6.046% | 96 months |
| 6.25% | 6.286% | 132 months |
| Loan (Sub-account) Types | Rate (as low as) | Annual Percentage Rate (APR) | Maximum Term (months) |
|---|---|---|---|
| Rapid Reno Mortgage | 6.75% | 6.793% | 120 |
| Rapid Reno Mortgage | 7.50% | 7.533% | 180 |
| Rapid Reno Mortgage | 8.25% | 8.279% | 240 |
| Fixed Rate Home Equity | 6.25% | 6.25% | 60 |
| Fixed Rate Home Equity | 6.75% | 6.75% | 120 |
| Fixed Rate Home Equity | 7.25% | 7.25% | 180 |
| Fixed Rate Home Equity | 8.00% | 8.00% | 240 |
| Home Equity Builder | 6.75% | 7.036% | 60 |
| Home Equity Builder | 7.25% | 7.407% | 120 |
| Home Equity Builder | 7.75% | 7.866% | 180 |
| Home Equity Builder | 9.25% | 9.351% | 240 |
| Smart HELOC | 5.99% | 5.99% | 300 |
| HELOC (Principal & Interest) | 8.00% | 8.00% | 300 |
| HELOC (Interest Only) | 8.50% | 8.50% | 300 |
| Land Loans | 7.00%-9.00% | 7.258%-9.091% | 60-240 |
| SUB ACCOUNT DESCRIPTION | ANNUAL PERCENTAGE RATE (APR) | TERM (MONTHS) |
|---|---|---|
| Rapid Cash Short Term Loan | 28.00% | 01 to 12 months |
| Personal Loans | 10.49% – 17.99% | 01 to 84 months |
| Debt Consolidation Loan | 12.49% – 17.99% | 01 to 84 months |
| “MoneyLine” of Credit | 9.00% – 15.00% | 01 to 36 months |
| Credit Builder Loan | 13.99% | 01 to 36 months |
| Signature Remodeler Loan | 7.99% – 16.24% | 01 to 144 months |
| Smart-E/CT Green Bank Loans | 5.99% – 7.49% | 01 to 180 months |
| Share Secured Advance | Share Rate + 4.00% | 01 to 84 months |
| Certificate Secured Advance | Certificate Rate + 3.00% | Term of Certificate |
| TERMS | ANNUAL PERCENTAGE RATE (APR) |
|---|---|
| 5 Year | 6.99% |
| 7 Year | 6.99% |
| 10 Year | 6.99% |
| 12 Year | 7.49% |
| 15 Year | 7.99% |