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You’ll love our high deposit rates!

Compare the features of a CorePlus account to any other financial institution. We won’t confuse or mislead you with “fine print.”

Certificates
TERMS ANNUAL PERCENTAGE YIELD (APY)* MINIMUM REQUIRED DEPOSIT
3 Month 0.15% $1,000.00
5 Month 4.75% $500.00
6 Month 0.50% $500.00
1 Year 1.00% $500.00
2 Year 0.70% $500.00
3 Year 2.00% $500.00
4 Year 0.90% $500.00
5 Year 1.00% $1,000.00
IRA* Accumulator 0.05% $50.00

* Annual Percentage Yield (APY)
BOLD: Special rate, eligible for .25% increase with Kasasa checking account

Savings
ACCOUNT TYPE ANNUAL PERCENTAGE YIELD (APY) MINIMUM REQUIRED BALANCE
Share Savings 0.05% N/A
Share Club 0.05% N/A
Health Savings 0.25% N/A
Kasasa Saver ®: Qualified, Below Cap 3.00% N/A
Kasasa Saver®: Qualified, Over Cap 1.50% $50,000
Kasasa Saver®: Non-Qualified 0.05% N/A
Kasasa Cash®: Qualified, Below Cap 3.25% N/A
Kasasa Cash®: Qualified, Over Cap 0.30% $10,000
Kasasa Cash®: Non-Qualified 0.05% N/A
Nonprofit Money Market: Tier 1 0.30% N/A
Nonprofit Money Market: Tier 2 3.00% $10,000
Nonprofit Money Market: Tier 3 3.50% $100,000
Money Market: Tier 1 0.10% $2,000
Money Market: Tier 2 0.15% $25,000
Money Market: Tier 3 0.20% $50,000
Premier Checking: Tier 1 0.05% $0.00 – $10,000
Premier Checking: Tier 2 0.05% – 0.10% $10,001 – $50,000
Premier Checking: Tier 3 0.17% – 0.20% $50,001 >
IOLTA Checking 0.75% N/A
Check24 3.00% N/A
Vehicles
Loan (Sub Account) Type Model Year Term (Months) Annual Percentage Rate (APR) As Low As¹,²
Auto Loan 2021 & Newer Up to 66 5.99%
2019 – 2020 Up to 66 6.49%
2017 – 2018 Up to 66 7.24%
2016 & Older Up to 66 7.99%
Motorcycle & Power Sports 2021 & Newer Up to 66 7.49%
2019 – 2020 Up to 66 7.74%
2017 – 2018 Up to 66 8.24%
2016 & Older Up to 66 10.24%
RV, Trailer, & Boat 2021 & Newer Up to 84 7.99%
2019 – 2020 Up to 84 8.49%
2017 – 2018 Up to 84 9.49%
2016 & Older Up to 84 10.99%

¹ANNUAL PERCENTAGE RATE (APR):Your Annual Percentage Rate (APR) may differ based on credit history, credit worthiness, collateral year, term of loan, loan to value (LTV), and fees that may constitute finance charges. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure. Rates are subject to change without notice.

²LEASE BUY OUT AND PRIVATE PURCHASE LOAN: CorePlus Credit Union offers Lease Buy Out Auto loans as well as Private Purchase loans for New and Used Auto and Recreational Vehicles. The credit union does not offer Private Purchase Motorcycle & Power Sports loans. The credit union will perform due diligence on the collateral to ensure it meets established lending guidelines and no active lien is present. Add 1.50% onto the base Rate for all Lease Buy Out and Private Purchase loans.

Mortgage
Loan Program
10 Year Fixed Conventional FNMA
15 Year Fixed Conventional FNMA
20 Year Fixed Conventional FNMA
30 Year Fixed Conventional FNMA
30 Year Fixed Conventional HomeReady FNMA
30 Year Rural Development
CorePlus 30 YR Construction to Perm
Rapid Refi Mortgage
Rate (as low as) Annual Percentage Rate (APR) Term (months)
5.50% 5.542% 96 months
5.75% 5.783% 132 months
5.99% 6.106% 180 months
6.50% 6.522% 240 months
Home Equity & Land Loans
Loan (Sub-account) Types Rate (as low as) Annual Percentage Rate (APR) Maximum Term (months)
Rapid Reno Mortgage 6.25% 6.289% 120
Rapid Reno Mortgage 7.00% 7.030% 180
Rapid Reno Mortgage 7.75% 7.760% 240
Fixed Rate Home Equity 5.99% 5.990% 60
Fixed Rate Home Equity 6.50% 6.500% 120
Fixed Rate Home Equity 7.00% 7.000% 180
Fixed Rate Home Equity 7.50% 7.500% 240
Home Equity Builder 6.50% 6.781% 60
Home Equity Builder 7.00% 7.154% 120
Home Equity Builder 7.50% 7.613% 180
Home Equity Builder 8.75% 8.847% 240
Smart HELOC 5.99% 5.990% 300
HELOC (Principal & Interest) 7.25% 7.250% 300
HELOC (Interest Only) 7.75% 7.750% 300
Land Loans 7.00%-9.00% 7.258%-9.091% 60-240
Personal Loans Rates
Loan (Sub Account) Type Term (Months) Annual Percentage Rate (APR) As Low As¹,² Max Loan Amount
Personal Loan Up to 12 9.49% $25,000
Up to 24 9.74%
Up to 36 9.99%
Up to 48 10.24%
Up to 60 10.49%
Up to 72 10.74%
Up to 84 10.99%
Signature Remodeler Loan Up to 60 7.99% $50,000
Up to 72 8.24%
Up to 84 8.49%
Up to 120 8.74%
Up to 144 9.74%

CT Smart E Loan

Up to 60 6.99% $50,000
Up to 84 6.99%
Up to 120 6.99%
Up to 144 7.49%
Up to 180 7.99%
Money Line of Credit Open End 9.00% $15,000
Credit Builder Loan Up to 36 13.99% $5,000
Rapid Cash Short Term Loan Up to 12 28.00% $2,000
Share Secured Loan Up to 84 Share Rate + 4.00% 100% of Shares
Certificate Secured Loan Term of Certificate Certificate Rate + 3.00% 100% of Certificate

¹ANNUAL PERCENTAGE RATE (APR). Your Annual Percentage Rate (APR) will be determined by your past credit performance (Managed Risk Program). The Annual Percentage Rate (APR) is shown as a range of available APRs with the exception of credit cards which have a managed risk rate assigned by card type. Share and Share Certificate secured loans and other flat rate loans are not subject to managed risk pricing. Loan APRs may differ based on credit history (Managed Risk Program), the Loan to Value (LTV) ratio of the loan collateral (security) and fees that may constitute finance charges. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure or, for real estate loans, the Good Faith Estimate (GFE) you receive based on the specifics of your actual circumstances and loan application.

²PERSONAL LOAN Borrowers consolidating debt will need to add 1.00% onto the personal loan base rate, not to exceed 17.99%.