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Direct Deposit Could be Up to Two Days Early

Early Direct Deposit: Payday Arrives Sooner with Direct Deposit to your CorePlus Credit Union Account¹

CorePlus Credit Union’s Early Direct Deposit program is a FREE benefit to all members receiving eligible direct deposits². There is NO fee for CorePlus Early Direct Deposit.

Early Direct Deposit at CorePlus

What’s the catch to receiving direct deposit early by switching to CorePlus Credit Union? Put simply, there isn’t one! No enrollment is required to participate in CorePlus Credit Union’s Early Direct Deposit program. Early Direct Deposit is automatic on eligible direct deposits. Once the funds from your direct deposit are received by us, they are made available to you the same day. There is NO fee for CorePlus Early Direct Deposit. This is one of many benefits that you receive for being a CorePlus member.

Need Help Setting Up Direct Deposit?

Complete CorePlus Credit Union’s Direct Deposit Authorization Change Form!

  1. Fill out the attached Direct Deposit Authorization Change Form. This form is to be completed and submitted to the originating source of your direct deposit funds.
  2. Ensure that you are actively monitoring your accounts. Due to the time-sensitive nature of this requested change, your new direct deposit may not take effect prior to your next pay or benefit period. Contact your human resources department for further details regarding when your change will take effect.

¹CorePlus Credit Union’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. CorePlus Credit Union generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ²Eligible direct deposits are limited to electronic direct deposits of your payroll, pension, and government benefit payments made through the Automated Clearing House (ACH) network. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle®, CashApp, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers or electronic credits are not eligible for CorePlus’ Early Direct Deposit. ³CorePlus Credit Union reimburses ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within (60) calendar days of the withdrawal transaction.