Resources You Can Count On During a Government Shutdown

Financial Counseling

CorePlus Credit Union is here to support members affected by the government shutdown. Our Certified Credit Union Financial Counselors (CCUFCs) are available to provide personalized guidance and help you make confident financial decisions during this time.

What Can Our Certified Financial Counselors Help With?

• Help You Create a Budget
• Assist in Establishing Financial Goals and Objectives
• Develop a Debt Repayment Plan
• Help Determine which Account or Loan Best Suits Your Needs

Meet Our Certified Financial Counselors

Tracy Lewis
Branch Officer
Norwich Branch
202 Salem Tpke., Norwich, CT 06360
E: tlewis@coreplus.org

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Nicole Winston
Branch Manager
Waterford Branch
40 Boston Post Rd., Waterford, CT 06385
E: nwinston@coreplus.org

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Maria Shea
Branch Manager
East Lyme Branch
40 Boston Post Rd., Waterford, CT 06385
E: mshea@coreplus.org

Skip-A-Pay

Need a little breathing room during the government shutdown? Take advantage of our Skip-A-Pay* option and keep more cash in your pocket when you need it most.

Skip-A-Pay Eligibility Requirements:

• There is a $30 Non-refundable processing fee for each monthly payment skipped, which may be paid by cash or funds on deposit.
• You must be an owner of the specified account to request a Skip-A-Payment.
• Loan(s) must be active for six (6) months.
• Member must be in good standing and the request must be within the member’s payment grace period. Skipped payment requests outside of the grace period will be denied.
• Members may request two (2) Skip-A-Payments per calendar year. No more than two (2) consecutive months skips. No more than a maximum of six (6) skipped payments over the life of the loan. Some loan products are not eligible for Skip-A-Payment. Please consult a representative for more information.

*A Skip-A-Payment is a modification to your loan agreement. Any payment(s) skipped will extend the term of your loan by one month per skip and you agree to continue to make payments of the same amount until what you owe is repaid. Skipping payments will increase the amount of interest you pay over the life of the loan. Ancillary products such as life, disability or debt protection will continue to accrue. Multiple Skip-A-Payments may reduce a potential Guaranteed Asset Protection (GAP) claim, contact your provider for more details about how Skip-A-Payment may affect your coverage. You are responsible for suspending any automatic payments you may have initiated for each monthly payment you are requesting to skip. CorePlus Federal Credit Union reserves the right to deny any request to skip payments. If you are eligible and your request is approved, your request will be processed for the months you have selected to skip. If your request is not approved, you will be notified within five (5) business days of the receipt of your request.