You’ll love our high deposit rates!
Compare the features of a CorePlus account to any other financial institution. We won’t confuse or mislead you with “fine print.”
| TERMS | ANNUAL PERCENTAGE YIELD (APY)* | MINIMUM REQUIRED DEPOSIT |
|---|---|---|
| 3 Month | 0.10% | $500.00 |
| 6 Month | 0.30% | $500.00 |
| 7 Month | 3.75% | $1,000.00 |
| 1 Year | 0.60% | $500.00 |
| 15 Month | 3.60% | $1,000.00 |
| 20 Month | 3.50% | $1,000.00 |
| 2 Year | 0.75% | $500.00 |
| 3 Year | 0.85% | $500.00 |
| 4 Year | 1.00% | $500.00 |
| 5 Year | 1.25% | $1,000.00 |
* Annual Percentage Yield (APY)
| ACCOUNT TYPE | ANNUAL PERCENTAGE YIELD (APY) | MINIMUM REQUIRED BALANCE |
|---|---|---|
| Share Savings | 0.05% | N/A |
| Share Club | 0.05% | N/A |
| Health Savings¹ | 0.25% | N/A |
| IRA Share | 0.10% | $50 |
| Youth Super Saver² | 3.00% | N/A |
| Kasasa Saver ®: Qualified, Below Cap | 3.00% | N/A |
| Kasasa Saver®: Qualified, Over Cap | 1.50% | $50,000 |
| Kasasa Saver®: Non-Qualified | 0.05% | N/A |
| Kasasa Cash®: Qualified, Below Cap | 3.25% | N/A |
| Kasasa Cash®: Qualified, Over Cap | 0.30% | $10,000 |
| Kasasa Cash®: Non-Qualified | 0.05% | N/A |
| Nonprofit Money Market: Tier 1 | 0.30% | N/A |
| Nonprofit Money Market: Tier 2 | 3.00% | $10,000 |
| Nonprofit Money Market: Tier 3 | 3.50% | $100,000 |
| Money Market: Tier 1 | 0.10% | $2,000 |
| Money Market: Tier 2 | 0.15% | $25,000 |
| Money Market: Tier 3 | 0.20% | $50,000 |
| IOLTA Checking | 0.75% | N/A |
| Check24³ | 3.00% | N/A |
¹ HEALTH SAVINGS ACCOUNT (HSA) Special rules govern the use of HSA funds, withdrawals and deposit limits. See a Member Service Representative for an account agreement and additional disclosures. See your tax advisor about the tax advantages and liabilities of an HSA.
² Rate applied to first $10,000 on deposit only
³ Rate applied to first $2,500 on deposit only
| Loan (Sub Account) Type | Model Year | Term (Months) | Annual Percentage Rate (APR) As Low As¹,² |
|---|---|---|---|
| Auto Loan | 2025 & Newer | Up to 66 | 4.74% |
| 2022 – 2024 | Up to 66 | 4.99% | |
| 2019 – 2021 | Up to 66 | 5.49% | |
| 2015 – 2018 | Up to 66 | 6.49% | |
| 2011 – 2014 | Up to 66 | 7.49% | |
| Motorcycle & Power Sports | 2023 & Newer | Up to 66 | 6.99% |
| 2020 – 2022 | Up to 66 | 7.49% | |
| 2017 – 2019 | Up to 66 | 8.49% | |
| 2010 – 2016 | Up to 66 | 9.49% | |
| RV, Trailer, & Boat | 2023 & Newer | Up to 96 | 7.99% |
| 2020 – 2022 | Up to 72 | 8.49% | |
| 2017 – 2019 | Up to 72 | 9.49% | |
| 2010 – 2016 | Up to 72 | 10.49% |
¹ANNUAL PERCENTAGE RATE (APR):Your Annual Percentage Rate (APR) may differ based on credit history, credit worthiness, collateral year, term of loan, loan to value (LTV), and fees that may constitute finance charges. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure. Rates are subject to change without notice. Payment example: For a loan amount of $25,000.00 with an Annual Percentage Rate (APR) of 5.99% over a term of 66 months, the monthly payment would be $445.47.
²LEASE BUY OUT AND PRIVATE PURCHASE LOAN: CorePlus Credit Union offers Lease Buy Out Auto loans as well as Private Purchase loans for New and Used Auto and Recreational Vehicles. The credit union does not offer Private Purchase Motorcycle & Power Sports loans. The credit union will perform due diligence on the collateral to ensure it meets established lending guidelines and no active lien is present. Add 1.50% onto the base Rate for all Lease Buy Out and Private Purchase loans.
| Product | Term | Rate | APR | Monthly P&I |
|---|---|---|---|---|
| 30 Year Fixed Conventional FNMA | 30 Year | 5.95% | 6.091% | $1,789.02 |
| 20 Year Fixed Conventional FNMA | 20 Year | 5.95% | 6.138% | $2,140.65 |
| 15 Year Fixed Conventional FNMA | 15 Year | 5.45% | 5.683% | $2,443.30 |
| 10 Year Fixed Conventional FNMA | 10 Year | 5.45% | 5.782% | $3,248.36 |
*APR = Annual Percentage Rate. APR may be higher due to per diem interest. Monthly P&I payment includes principal and interest only. It does not include insurance and taxes, and the actual payment obligation will be higher. Monthly P&I based on a $300,000 mortgage. Minimum loan amount is $100,000. Maximum loan amount is $832,750. 720 minimum credit score and up to 80% LTV for qualified loan. Owner occupied, single-family home or conforming condo in CT or RI only. First Lien Position only. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Rates, terms and conditions are a limited-time offer and my be canceled at any time. Fees, charges and other conditions may apply. See credit union for further details.
| Product | Term | Rate (as low as) | Annual Percentage Rate (APR) | Monthly P&I |
|---|---|---|---|---|
| Rapid Refi Mortgage | 96 Months | 5.35% | 5.390% | $3,848.17 |
| Rapid Refi Mortgage | 144 Months | 5.45% | 5.479% | $2,842.88 |
| Rapid Refi Mortgage | 180 Months | 5.75% | 5.775% | $2,491.23 |
| Rapid Refi Mortgage | 240 Months | 6.25% | 6.271% | $2,192.78 |
| Loan (Sub-account) Types | Rate (as low as) | Annual Percentage Rate (APR) | Maximum Term (months) |
|---|---|---|---|
| Rapid Reno Mortgage | 6.25% | 6.289% | 120 |
| Rapid Reno Mortgage | 7.00% | 7.030% | 180 |
| Rapid Reno Mortgage | 7.75% | 7.760% | 240 |
| Fixed Rate Home Equity | 5.99% | 5.990% | 60 |
| Fixed Rate Home Equity | 6.25% | 6.250% | 120 |
| Fixed Rate Home Equity | 6.50% | 6.500% | 180 |
| Fixed Rate Home Equity | 7.00% | 7.000% | 240 |
| Home Equity Builder | 6.50% | 6.781% | 60 |
| Home Equity Builder | 6.75% | 6.906% | 120 |
| Home Equity Builder | 7.00% | 7.113% | 180 |
| Home Equity Builder | 8.00% | 8.096% | 240 |
| Smart HELOC | 5.99% | 5.990% | 300 |
| HELOC (Principal & Interest) | 6.25% | 6.250% | 300 |
| HELOC (Interest Only) | 6.75% | 6.750% | 300 |
| Land Loans | 7.00%-9.00% | 7.258%-9.091% | 60-240 |
| Loan (Sub Account) Type | Term (Months) | Annual Percentage Rate (APR) As Low As¹,² | Max Loan Amount |
|---|---|---|---|
| Personal Loan | Up to 12 | 9.49% | $30,000 |
| Up to 24 | 9.74% | ||
| Up to 36 | 9.99% | ||
| Up to 48 | 10.24% | ||
| Up to 60 | 10.49% | ||
| Up to 72 | 10.74% | ||
| Signature Remodeler Loan | Up to 72 | 7.99% | $50,000 |
| Up to 96 | 8.49% | ||
| Up to 120 | 8.99% | ||
| Up to 144 | 9.49% | ||
| Up to 180 | 9.99% | ||
| Up to 60 | 6.99% | $50,000 | |
| Up to 84 | 6.99% | ||
| Up to 120 | 6.99% | ||
| Up to 144 | 7.49% | ||
| Up to 180 | 7.99% | ||
| Credit Builder Loan | Up to 12 | 7.99% | $5,000 |
| Up to 24 | 8.49% | ||
| Up to 36 | 8.99% | ||
| Money Line of Credit | Open End | 9.49% | $15,000 |
| Rapid Cash Short Term Loan | Up to 12 | 28.00% | $2,000 |
| Mashantucket Pequot Tribal Nation Loan | Up to 12 | 17.95% | $2,500 |
| Share Secured Loan | Up to 84 | 7.00% | 100% of Shares |
| Certificate Secured Loan | Term of Certificate | Certificate Rate + 3.00% | 100% of Certificate |
¹ANNUAL PERCENTAGE RATE (APR). Your Annual Percentage Rate (APR) may differ based on credit history, credit worthiness, collateral year, term of loan, loan to value (LTV), and fees that may constitute finance charges. Not all applicants will qualify for the lowest rate. Share and Share Certificate secured loans and other flat rate loans are not subject to managed risk pricing. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure. Rates are subject to change without notice. Payment Example: For a loan amount of $5,000.00 with an Annual Percentage Rate (APR) of 9.49% over a term of 12 months, the monthly payment would be $438.24.
²PERSONAL LOAN Applicants consolidating debt will need to add 1.00% onto the personal loan base rate, not to exceed 17.99%.