Building a Brighter Financial Future
At CorePlus Credit Union, we understand that a strong credit score is key to achieving your financial goals. Our Credit Builder Loans are designed to not only boost your credit but also provide valuable lessons in managing monthly payments and building savings for a brighter future.
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Welcome to CorePlus Credit Union, where we believe in empowering you on your journey to financial success. If you’re in Eastern Connecticut or beyond and looking to build or repair your credit, our Credit Builder Loans are the perfect solution. Discover the benefits of this unique financial tool that not only helps you improve your credit but also teaches valuable financial habits.
Whether you’re starting from scratch or looking to repair tarnished credit, our Credit Builder Loans are a powerful tool to enhance your creditworthiness. Take control of your financial destiny with CorePlus.
Beyond credit improvement, our Credit Builder Loans are an excellent opportunity to learn valuable financial skills. Develop sound money management habits and build a foundation for future financial success.
Start small or aim higher—the choice is yours with loan amounts that cater to your unique needs.
Enjoy the flexibility of extended terms, allowing you to comfortably manage your monthly payments and build your credit over time.
Your past doesn’t define your future. With no credit score requirements, Credit Builder Loans are a fresh start for your financial journey.
We understand that quick and convenient access to funds is necessary. With our Credit Builder Loan, you’ll receive 50% of loan funds immediately at closing with the remaining 50% on hold within your deposit account at CorePlus Credit Union until the loan is repaid in full.
| Loan (Sub Account) Type | Term (Months) | Annual Percentage Rate (APR) As Low As¹,² | Max Loan Amount |
|---|---|---|---|
| Personal Loan | Up to 12 | 9.49% | $30,000 |
| Up to 24 | 9.74% | ||
| Up to 36 | 9.99% | ||
| Up to 48 | 10.24% | ||
| Up to 60 | 10.49% | ||
| Up to 72 | 10.74% | ||
| Signature Remodeler Loan | Up to 72 | 7.99% | $50,000 |
| Up to 96 | 8.49% | ||
| Up to 120 | 8.99% | ||
| Up to 144 | 9.49% | ||
| Up to 180 | 9.99% | ||
| Up to 60 | 6.99% | $50,000 | |
| Up to 84 | 6.99% | ||
| Up to 120 | 6.99% | ||
| Up to 144 | 7.49% | ||
| Up to 180 | 7.99% | ||
| Credit Builder Loan | Up to 12 | 7.99% | $5,000 |
| Up to 24 | 8.49% | ||
| Up to 36 | 8.99% | ||
| Money Line of Credit | Open End | 9.49% | $15,000 |
| Rapid Cash Short Term Loan | Up to 12 | 28.00% | $2,000 |
| Mashantucket Pequot Tribal Nation Loan | Up to 12 | 17.95% | $2,500 |
| Share Secured Loan | Up to 84 | 7.00% | 100% of Shares |
| Certificate Secured Loan | Term of Certificate | Certificate Rate + 3.00% | 100% of Certificate |
¹ANNUAL PERCENTAGE RATE (APR). Your Annual Percentage Rate (APR) may differ based on credit history, credit worthiness, collateral year, term of loan, loan to value (LTV), and fees that may constitute finance charges. Not all applicants will qualify for the lowest rate. Share and Share Certificate secured loans and other flat rate loans are not subject to managed risk pricing. Your actual APR will be included in the initial Truth in Lending (TIL) disclosure. Rates are subject to change without notice. Payment Example: For a loan amount of $5,000.00 with an Annual Percentage Rate (APR) of 9.49% over a term of 12 months, the monthly payment would be $438.24.
²PERSONAL LOAN Applicants consolidating debt will need to add 1.00% onto the personal loan base rate, not to exceed 17.99%.
Your journey to a stronger credit score and financial wellness starts with a Credit Builder Loan from CorePlus Credit Union. Take the first step towards a brighter financial future.
At CorePlus Credit Union, we’re not just about loans; we’re about building better financial futures. Apply today and embark on your path to financial empowerment!
