Check Fraud Detection

Check Yourself: A Checklist to Help You Spot the Signs Early

Check fraud can happen quickly.

Catching it early can make a big difference. A delayed payment, an unfamiliar transaction, or a check clearing for the wrong amount can all be warning signs.

The best protection? Regular account monitoring.

Read this blog post from America Saves and use their simple checklist to help you review your account, track payments, and spot suspicious activity sooner.

It only takes a few minutes each week and it can help protect your money.

Download the Fraud Detection Checklist

A Checklist to Help You Spot the Signs Early

• Review account activity weekly
• Check for unfamiliar payments
• Verify check amounts
• Review cleared check images
• Confirm mailed payments arrived
• Set up transaction alerts
• Track check numbers
• Watch for duplicate check numbers
• Review low balance alerts
• Report suspicious activity immediately
• Confirm funds are fully cleared before using or transferring any money

Red Flags

• Missing checks
• Unexpected withdrawals
• Delayed payments
• Unknown payees
• You are asked to “return” money after depositing a check
• Pressure from sender to act quickly

Disclaimer: Information adapted from America Saves, “How to Detect Check Fraud Early,” in partnership with the American Association of Credit Union Leagues (AACUL), America’s Credit Unions, and TruStage®. Used with permission where applicable.