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You’ll love our high deposit rates!

Compare the features of a CorePlus account to any other financial institution. We won’t confuse or mislead you with “fine print.”

Certificates
TERMS ANNUAL PERCENTAGE YIELD (APY) MINIMUM REQUIRED DEPOSIT
3 Month 0.15% $1,000.00
6 Month 0.50% $500.00
7 month 5.00% $500.00
10 Month 4.50% $500.00
1 Year 1.00% $500.00
2 Year 0.70% $500.00
3 Year 2.00% $500.00
4 Year 0.90% $500.00
5 Year 1.00% $1,000.00
IRA* Accumulator 0.05% $50.00
Savings
ACCOUNT TYPE ANNUAL PERCENTAGE YIELD (APY) MINIMUM REQUIRED BALANCE
Share Savings 0.05% N/A
Share Club 0.05% N/A
Health Savings 0.25% N/A
Kasasa Saver ®: Qualified, Below Cap 4.00% N/A
Kasasa Saver®: Qualified, Over Cap 2.00% $50,000
Kasasa Saver®: Non-Qualified 0.05% N/A
IOLTA Checking 0.75% N/A
Check24 3.00% N/A
Money Market: Tier 1 0.10% $2,000
Money Market: Tier 2 0.15% $25,000
Money Market: Tier 3 0.20% $50,000
Kasasa Cash®: Qualified, Below Cap 4.00% N/A
Kasasa Cash®: Qualified, Below Cap 0.40% $10,000
Kasasa Cash®: Qualified, Below Cap 0.05% N/A
Premier Checking: Tier 1 0.05% $0.00 – $10,000
Premier Checking: Tier 2 0.05% – 0.10% $10,001 – $50,000
Premier Checking: Tier 3 0.17% – 0.20% $50,001 >
Vehicles
SUB ACCOUNT DESCRIPTION ANNUAL PERCENTAGE RATE (APR) MAXIMUM TERM
Car, Truck or SUV Competition Payoff Rates 6.99% – 14.49% 12-72 months
Car, Truck or SUV Competition Payoff Rates 7.49% – 12.74% 73-78 months
Car, Truck or SUV Competition Payoff Rates 7.74% – 12.49% 79-84 months
RV, Motor Home, Boat, Camper 8.74% – 14.74% 12-120 months
RV, Motor Home, Boat, Camper 9.24% – 12.24% 121-144 months
RV, Motor Home, Boat, Camper 10.24% – 13.24% 145-180 months
Motorcycle & Power Sports 8.24% – 13.24% 12-72 months
Motorcycle & Power Sports 8.74% – 13.74% 73-78 months
Motorcycle & Power Sports 9.24% – 11.99% 79-84 months
Mortgage
Loan Program
10 Year Fixed Conventional FNMA
15 Year Fixed Conventional FNMA
20 Year Fixed Conventional FNMA
30 Year Fixed Conventional FNMA
30 Year Fixed Conventional HomeReady FNMA
30 Year Rural Development
CorePlus 30 YR Construction to Perm
Rapid Refi Mortgage
Rate (as low as) Annual Percentage Rate (APR) Term (months)
6.00% 6.046% 96 months
6.25% 6.286% 132 months

Rapid Refi Mortgage Loan Full Disclosure 

Home Equity & Land Loans
Loan (Sub-account) Types Rate (as low as) Annual Percentage Rate (APR) Maximum Term (months)
Rapid Reno Mortgage 6.75% 6.793% 120
Rapid Reno Mortgage 7.50% 7.533% 180
Rapid Reno Mortgage 8.25% 8.279% 240
Fixed Rate Home Equity 6.25% 6.25% 60
Fixed Rate Home Equity 6.75% 6.75% 120
Fixed Rate Home Equity 7.25% 7.25% 180
Fixed Rate Home Equity 8.00% 8.00% 240
Home Equity Builder 6.75% 7.036% 60
Home Equity Builder 7.25% 7..407% 120
Home Equity Builder 7.75% 7.866% 180
Home Equity Builder 9.25% 9.351% 240
HELOC (Principal & Interest) 8.00% 8.00% 300
HELOC (Interest Only) 8.50% 8.50% 300
Land Loans 7.00%-9.00% 7.258%-9.091% 60-240

Home Equity Loan Full Disclosure 

Personal Loans Rates
SUB ACCOUNT DESCRIPTION ANNUAL PERCENTAGE RATE (APR) TERM (MONTHS)
Rapid Cash Short Term Loan 28.00% 01 to 12 months
Smart-E/CT Green Bank Loans 5.99% – 7.49% 01 to 240 months
Personal Loans 10.49% – 17.99% 01 to 84 months
Credit Builder 13.99% 01 to 36 months
Signature Remodeler Loan 7.99% – 16.24% 01 to 144 months
“MoneyLine” of Credit 9.00% – 15.00% 01 to 36 months
Debt Consolidation Loan 12.49% – 17.99% 01 to 84 months
Share Secured Advance 4.00% 01 to 120 months
Share Certificate Secured Advance Certificate Rate + 3.00% Term of Certificate

Personal Loan Full Disclosure 

CT Smart E-Loans
TERMS ANNUAL PERCENTAGE RATE (APR)
5 Year 5.99%
7 Year 5.99%
10 Year 6.99%
12 Year 7.49%
15 Year 7.49%
20 Year 7.49%