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Rates
Compare the features of a CorePlus account to any other financial institution. We won’t confuse or mislead you with “fine print.”
SAVINGS
| TYPE | ANNUAL PERCENTAGE YIELD (APY) | MINIMUM OPENING DEPOSIT |
|---|---|---|
| Share Savings Account | 0.05% | $5.00 |
| Share Club Account | 0.05% | $5.00 |
| Health Savings | 0.25% | $5.00 |
| Money Market: Tier 1 | 0.10% | $2,000 |
| Money Market: Tier 2 | 0.15% | $25,000 |
| Money Market: Tier 3 | 0.20% | $50,000 |
| Premier Checking Plateau 1 | 0.05% | $0.00 – $10,000 |
| Premier Checking Plateau 2 | 0.10% | $10,001 – $50,000 |
| Premier Checking Plateau 3 | 0.20% | $50,001 > |
CERTIFICATES
| TERMS | ANNUAL PERCENTAGE YIELD (APY) | MINIMUM REQUIRED BALANCE |
|---|---|---|
| IRA Accumulator | 0.05% | $50.00 |
| 30 Day | 0.05% | $10,000.00 |
| 3 Month | 0.10% | $1,000.00 |
| 6 Month | 0.20% | $500.00 |
| 1 Year | 0.25% | $500.00 |
| 18 Month | 0.35% | $500.00 |
| 2 Year | 0.50% | $500.00 |
| 3 Year | 0.75% | $500.00 |
| 4 Year | .80% | $500.00 |
| 5 Year | 1.00% | $1,000.00 |
Loan Product Rates
VEHICLE
| SUB ACCOUNT DESCRIPTION | ANNUAL PERCENTAGE RATE (APR) | MAXIMUM TERM |
|---|---|---|
| Mobility Adapted Vehicles | 5.39% – 13.70% | 120 months |
| Classic Vehicles | 5.99% – 11.30% | 120 months |
| Car, Truck or SUV Competition Payoff Rates | 3.34% – 13.99% | 1-47 months |
| Car, Truck or SUV Competition Payoff Rates | 3.49% – 14.09% | 48-60 months |
| Car, Truck or SUV Competition Payoff Rates | 3.64% – 14.19% | 61-72 months |
| Car, Truck or SUV Competition Payoff Rates | 3.74% – 10.25% | 73-75 months |
| Car, Truck or SUV Competition Payoff Rates | 3.99% – 11.05% | 76-84 months |
| RV, Motor Home, Boat, Camper | 5.74% – 16.65% | 1-60 months |
| RV, Motor Home, Boat, Camper | 6.69% – 10.95% | 61-144 months |
| Motorcycle | 5.25% – 17.65% | 84 months |
| Other Collateral (ATV, Sea/Ski Doo) | 7.15% – 12.65% | 120 months |
MORTGAGE
RAPID REFI MORTGAGE
| Rate (as low as) | Annual Percentage Rate (APR) | Term (months) |
|---|---|---|
| 2.75% | 2.810% | 96 months |
| 3.15% | 3.196% | 132 months |
| 3.25% | 3.279% | 180 months |
| 3.50% | 3.523% | 240 months |
HOME EQUITY & LAND LOANS
| Loan (Sub-account) Types | Rate (as low as) | Annual Percentage Rate (APR) | Maximum Term (months) |
|---|---|---|---|
| Fixed Rate Home Equity | 3.15% | 3.15% | 60 |
| Fixed Rate Home Equity | 3.99% | 3.99% | 120 |
| Fixed Rate Home Equity | 4.50% | 4.50% | 180 |
| Fixed Rate Home Equity | 5.99% | 5.99% | 240 |
| HELOC (Principal & Interest) | 4.00% | 4.00% | 300 |
| HELOC (Interest Only) | 4.25%. | 4.25%. | 300 |
| Land Loans | 7.750% – 10.50% | 8.399% – 10.780% | 60-180 |
PERSONAL LOANS
| SUB ACCOUNT DESCRIPTION | ANNUAL PERCENTAGE RATE (APR) | MAXIMUM TERM |
|---|---|---|
| Rapid Cash Short Term Loan | 28.00% | 6 months |
| Smart-E/CT Green Bank Loans | 4.49% – 6.99% | 60-144 months |
| Professional and Certification Education (Includes A.P.E.S and AB (CDL) Training) | 6.75% – 12.75% | 60 months |
| Personal Loans | 7.25% – 18.00% | 1-120 months |
| Credit Builder | 6.50% | 24 months |
| Signature Remodeler Loan | 6.50% – 8.00% | 60-120 months |
| “MoneyLine” of Credit | 9.00% – 15.00% | 36 months |
| Debt Consolidation Loan | 8.75% – 18.00% | 84 months |
| Visa Cards | See a CPCU representative for details | Per Agreement |
| Share Secured Advance | 7.99% | 120 months |
| Share Certificate Secured Advance | Certificate Rate + 3.00% | Term of Certificate |
CT SMART E-LOANS
| TERMS | ANNUAL PERCENTAGE RATE (APR) |
|---|---|
| 5 Year | 4.49% |
| 7 Year | 4.99% |
| 10 Year | 5.99% |
| 12 Year | 6.99% |
Full Loan Disclosure PDFs
Home Equity | Auto | Personal
Certain conditions and restrictions may apply.
See full Rate disclosures, click on the appropriate links.